Our Financial Planning Process
1. Discovery Meeting
- Introductory discussion sharing your personal and financial circumstances
- Identify and select what specifically you want your money to help you pursue
- Discuss and agree to the scope of engagement
- Fee estimate
2. Analyze Your Situation
- Outline your short and long term objectives
- Link financial accounts to software for analysis
- Evaluate your income and expenses
- Conduct investment risk assessment
- Collect fee
3. Present Recommendations
- Discuss recommendations and how they may increase your probability of successfully achieving what is important to you
- Review documentation and thought process behind the advice and each recommendation
- Educate to help you make informed decisions with money
4. Implementation
- Review recommendations and answer any questions
- Help you put the plan into action
Contact Us to Schedule a Complimentary Financial Planning Consultation
Package Options

Basics
- Develop investment plan aligned with your risk tolerance to help achieve what's important to you
- 5 year cash flow projections of income, expenses, and savings
- Review individual retirement accounts and contributions
- Evaluate employer retirement plan and contributions
- Evaluate employer benefits and any supplemental coverage needs

Essentials
Everything from Basics plus:
- Comprehensive investment plan, analysis and tax aware recommendations
- Evaluation of income tax reduction opportunities
- Review debt strategy including mortgage, auto and other debt.
- Education and college planning
- Retirement planning
- Premature death & survivorship planning
- Disability planning
- Healthcare planning
- Long term care planning
- Evaluate use of property & casualty insurance

Advanced
Everything from Essentials package plus:
- Comprehensive cash flow planning with a focus on tax efficiently cash flowing your lifestyle
- Aiming to optimize executive compensation benefits
- Employer stock option / restricted stock unit (RSU) strategy
- Assess proper funding of Trusts
- Discuss gifting strategies in an effort to help reduce your taxable estate
- Evaluate more advanced planning strategies, including Trust planning
- Striving to maximize your charitable impact